Points & Miles
Credit Cards and more
One way to earn points/miles is through credit card spending and sign up bonuses.
Chase
Chase Ultimate Rewards are rewards points that many Chase credit cards offer cardmembers. These rewards are earned by using an eligible card for your everyday spending or travel purchases.
To earn Chase Ultimate Rewards points, simply use an eligible Chase card for your everyday spending. If the card has a sign-up bonus, you can earn it by meeting certain spending requirements within a specified amount of time after first opening your account. (Example: Spend $5,000 within the first 3 months, receive 75,000 Chase points).
For more info on Chase Ultimate rewards visit:
www.chase.com/ultimaterewards
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American Express
American Express Membership Rewards is a points-based loyalty program that allows cardholders to earn points on eligible purchases made with their American Express cards.
To earn American Express Membership rewards, simply use an eligible AMEX card for your everyday spending. If the card has a sign-up bonus, you can earn it by meeting certain spending requirements within a specified time after first opening the account (Example: Spend $5,000 within the first 3 months, receive 75,000 AMEX points).
For more info on AMEX Membership rewards visit:
www.americanexpress.com/membershiprewards
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Hotel & Airline Credit Card
A credit card for a specific airline or hotel will earn points for that airline or hotel only. Airline and Hotel credit cards may also offer a sign up bonus with a specified amount to spend within a specific timeframe.
Examples:
- Hilton American Express will earn Hilton points NOT American Express Membership Rewards.
- Chase Marriott Visa will earn Marriott points, NOT Chase Ultimate Rewards points.
Rakuten
Rakuten is a shopping platform that provides either Cash back or AMEX Membership Rewards to users who shop through their site and app. It works by partnering with over 3,500 stores, and when a user makes a purchase through Rakuten's links, the store pays Rakuten a commission, which Rakuten them shares with the user as cash back or AMEX Rewards.
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Ibotta
Ibotta is a rewards apps that give users points for scanning receipts and completing other tasks, which can be redeemed for gift cards. I have been a member of Ibotta and Fetch for 10 years and received hundreds of dollars in gift cards.
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Fetch
Fetch is also a rewards app that gives users points for scanning receipts and completing other tasks, which can be redeemed for gift cards.
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How to earn points & miles
Here is how I started....
* Chase Sapphire Reserve -
I got this card in 2018 when it had a sign up bonus of 80,000 points. I kept using this card on my travel and monthly spend. Depending on how you use your card, you can get multipliers. Some charges can get 2x/3x/4x which boosts your points. The Sapphire has so many other benefits including the Priority Pass Lounge at many airports.
* American Airlines Mastercard -
I was traveling for business on AA. On the flight they offered a special promo if you applied for the card. Just charge one item (pack of gum) and you would get 60,000 points. I applied two years ago and received the points. I used the card for dining and did a couple of surveys to get a total of 65,000 points. Here is what I was able to get with those points:
Two one way tickets from Orlando to Barcelona Spain for just the taxes of $5.60 per ticket
One ticket from Madrid to Orlando for just the taxes of $46.00
* Southwest Rapid Rewards Credit Card -
I have been flying SW for many years because they have been a hub where I have lived. It was easy to use their credit card and rack up points when traveling.
***REMEMBER - If traveling for business, use your credit card whenever possible if getting reimbursed by your company.
ALWAYS, ALWAYS, ALWAYS get a loyalty number for any airline or hotel you are using for business. You will receive those points and miles!!
